I was born near Philadelphia and moved to Texas at age 5 with his family. As a Marcus High School attendee, I played football on the 5-a Texas state champ team graduating with honors in 1998. Having applied to only one college, Penn State, and being immediately accepted, I called the dean and asked for a deferment of 1 year in order to work and study in Germany where I became fluent in the language. Summers at Penn State I was interning in the mortgage industry which firmly established my background and post-Penn I accepted a full time position as a loan officer. Now a Branch Manager Loan specialist, I have almost 20 years of high level corporate experience in the home loan industry. I am a Dallas local and enjoy life with wife, son, dogs, and play an active role in the community.  I love traveling, cooking, and hitting the golf course!  Look forward to meeting you!